https://www.quora.com/Is-it-a-good-choice-to-leave-IT-to-join-a-bank-as-PO/answer/Anshul-Dwivedi-3

Where-do-people-end-up-after-working-for-Infosys-for-2-3-years/answer/Abhishek-Tr

Every software guys story after three years.

• They end up getting stuck in the never ending cycle of learning new software tools and work for the same company expecting an on-site opportunity which hardly knocks the door. The moment you become a pro in a tool, they chuck it and make you learn a new one.:P
• They get pissed off with all those coding and late night shifts and decide to leave the job in search of passion and start traveling. Some return, some get enlightened.
• They hope their life will get better when they pile on years of experience, but later realise that with great money comes great working hours, they leave the job when shit hits the roof.
• They write government exams and start clearing the easy ones first. That is, they become bank officers. Courtesy- Ibps, sbi. Later they prepare for SSC and UPSC. Some regret leaving the comfortable with culture of IT, others just go for the government job.
• They decide to jump companies because they get a good raise in their pay when they do so, only to find out they'll be doing the same thing there and the cycle never ends. Typical software life.
• Some get on-site opportunities and become stars in the same organisation and work their ass in another country. No they're not there on a vacation.
• Some decide to get back to their core field and prepare for Gate exam, only to realise their IT life has made them lose touch of their engineering subjects. It's hard.
• Later, they decide that doing an MBA is the best option available and prepare for CAT. They clear it, take a huge bank loan , complete their MBA and get placed in a multinational investment banking or finance corporation. They realise they don't belong there, but it's too late coz your bank loan ain't gonna vanish just like that.
• When every option is explored and they've got an intention to go abroad, they go for GRE. Time to become a green card holder.
• Some people discover their love for programming, learn a lot, improvise and rise up the corporate ladder like a boss, while the others are just busy whining about how IT life sucks.
• When all these things are happening, they turn 25, get married, now they can't quit their job and go to the Himalayas and thus life goes on.

Which-is-better-an-MBA-from-NMIMS-Mumbai-or-a-job-through-SSC-CGL

People will say that you can't compare an MBA with a SSC-CGL Jobs but that's not true. Off course you can do so by comparing on the basis of Economic aspects and social Aspects.

1. Economic Aspect - SSC CGl don't need any investment but MBA does. A boy from middle class may not be in the position to invest 10-15 lakhs for a course and even after the course 60% will get 6-8 Lakhs annual package. People will say that MBA even provides 60 Lakh jobs but please have a look over probability. And if you are ignorant towards probability than pleas go ahead and opt for IAS.
   Imagine you hae 10-15 lakhs in your account means you have a base and you get CGL jobs than dude if you have talent than you can utilise your name behind any idea and you will get more support from the people but if you don't have that calliber than even MBA is nothing going to change
   
   Verdict - SSC CGL
2. Social Aspect -  Power -  In terms of power you can't even compare SSC-CGL with MBA believe me you might face a bit let down in work field due to presence of IAS but in the outer life you will be the treated like an important person. Social circle willbe heavily influenced by your position only.  Imagine admission in Top tier schools for your child in the future. Your Name will be enough doesn't matter that you earn only 50,000 per months. It's an example only but the real power is a lot high i have mentioned. And if you are thinking that in Offices after doing MBA you won't feel any inferiority than you are wrong. Also their's no power outside your life even no life without your circle. Yes you might be getting 1 lakh per month but always remember that a government employ with 50,000 will enjoy a better standard than a TCS employ with a lac.
3. Work profile - See ask yourself what are the chances that you are going to get MBA from a top tier college like IIM and 10 rest. If you have chances there than whats stopping you to prepare higher. And even if you are an MBA than what are your social or personal responsibilities and your threshold point. See private are going to suck the life out of you in India and if you are aiming for foreign than yes SSC won't provide such chances but the question is really the life outside is such alluring. You say that yes good standard of living and so on crap but while being an officer you'll enjoy those. Then you'll say corruption but again you might face some kind of descrimination. Only one bad day is enough to make you feel sad for the whole life even you're an IAS or Barak Obama. 
   
   People say that working ethics are not good or enough challenging and dude are you comparing the life of an Excise deptt or Income Tax or Narcotics with your fucking Bar code- Pie charts presentation. And even you are CSS than also the nature of work is same. please don't think you'll directly become a manager or so which have the authority to take own decision and in CGL you won't be at the same place.  Now people say govt. people are corrupt or doesn't have ethics or working culture than again  Vijay Malya and many others must be your idols.
   
   Remember always- You can earn money even with the dirt but you can't gain respect or power with a dirt. Also the money you're talking about which makes difference is nothing but "Fitoor".
   
   Also before comparing 60 crore per annum Sikha sharma or Chanda Kocchar with Arundati Bhattacharya (72 Lakh/ annum) always remember SBI is the one which supports the lower and stuck into NPA's also while supporting Higher due to immense pressure again stuck into MBA. Even working in govt. is more challenging. Maybe that's why private banks are ready to hire govt banks employ at thrice the salary.
   
   So don't crap about challenges or working Ethics
   
   Yes after 15-16 years money does make a difference but money is nothing in front of your reputation after working as SSC officer. Even that money is also depend upon your comfort level, Social and personal restriction and you boot licking abilities and also upon you callibar. Opt. for MBA only is you want to otherwise no comparison. 
   
   Please do remember MBA is also depend upon you Grad score, 10th and 12 and so on even in a hindi speaking nation your flow of english might decide.  You maybe well groomed after MBA but a better social structure is a different story. 

What-is-the-ultimate-truth-of-life

1. Inspite of so many colors - Black & White is considered class

2 Inspite of so many voices, words & sounds - Silence is considered ultimate.

3 Inspite of so much to eat - Fasting is considered healthy.

4 Inspite of so much to travel & explore - Meditating under trees & mountains is considered superior.

5 Inspite of so much to see - Closing your eyes & looking within is apex.

6 Inspite of listening to all the outside world - Voice from inside you is eternal.

7 Inspite of a sweet charming life - A peaceful soul is solace & divine.

Trust your senses. Live a great life.

What am I missing out on in life if I am an introvert?

I’m an introvert and I’ve been almost killed by the extroverts in my life.

Here is the difference between an introvert and an extrovert. The only difference: an introvert “recharges” while alone. An extrovert gets more energy when around people.

So at a party, I need to take a break. Or not go. An extrovert can dive in and be full of energy and stay that way.

An introvert can’t go from meeting to meeting. An extrovert can network all day long without a break.

And so on.

So you are not missing out on anything by being an introvert.

Let me tell you what you are gaining.

A) you will listen better

B) you will read more. Maybe even write more or plan more or be more creative.

C) you will think about your relationships more and what they mean to you.

D) you will enjoy your time by yourself and appreciate the times when you are alone.

E) you will be more creative about how to avoid group events where you know you will have no fun.

It’s not better to be an introvert or an extrovert. But I prefer being an introvert.

I dated an extrovert once. I thought after three months I was going to kill myself. She constantly wanted to go out until 4 in the morning. She constantly needed to be around people.

If I wanted to be alone or not go out, I’d have to deal with the guilt of that and worry about what she would think of me.

It wasn’t her fault at all. It was how she was built. And I’m sure there are ways for introverts and extroverts to love each other. Heck, we loved each other. But we couldn’t be together.

I am alone right now writing this. I’m about 50 feet from a beach with all sorts of people hanging around drinking and swimming and laughing with each other.

But I’m going to stay inside tonight. I’m going to read. I’ll write. I’m going to look out the window. I’m going to be happy.

Why are some very smart people so quiet?

I recall having lunch with Freeman Dyson. After lunch, I thought about it. Dyson had been very quiet, except when asking a few key penetrating questions. I had been flattered that he had been interested in my answers, and I had talked on and on and on.

Dyson seemed to have enjoyed the lunch, and he seemed eager to sit down with me at subsequent opportunities, but I realized, although he may have learned a few things from me, I had learned almost nothing from him. I almost felt tricked. In fact, he was just practicing something he had developed over the years: the skill of listening.

So I really did learn something important from that lunch when he was so quiet. I had lunch with him again the next day, and I managed to keep my mouth relatively shut, and to concentrate on asking probing questions. I was able to draw him out and learn a lot about his incisive views of physics, math, and the world.

The art of listening, listening deeply enough with concentration and with alertness, active listening that enables you to ask the relevant questions in real time (rather than to think of them afterwards), that kind of listening is a skill that I first observed when Freeman Dyson applied it to me.

Jokes: What are some dumb questions you have been asked?

My girlfriend and I went to watch Avatar when it was released. Apparently, it was her first 3D movie experience and God was she excited.

When she came out of the theater, visibly overwhelmed, she asked me, "Don't you think the world would be much more beautiful if we could see it in 3D?"

I drank myself to death that night.

EDIT: This is now the most upvoted answer on Quora. Thank you guys, my girlfriend will be so proud.

What are the things that you should let go in order to make your life simpler and happier?

One day a busy husband in office got call from his wife..

Wife: Hey..

Hubby: tell me quickly!!

Wife: Had lunch? How is curry?

Hubby: (angrily..) Do you think I am sitting idle like you to discuss these things... I am rushing through important presentation for the evening, you are such a fool to c...

..(Wife immediately hung up on him)

The husband felt guilty but ran through the presentation, however, he could not do well before client due to the disturbed mind which invited a warning letter from his boss..

Further to pacify his wife, he had to purchase an expensive gift while returning home..

It would have been simpler & happier day for him:

• If he had let go his anger and simply said "I am busy. Shall I call u back please"to her.
• If he had let go his ego and said "sorry" to her before presentation to clear the disturbance in his mind
• Atleast If he could let go the disturbance in his mind before the presentation

If he could let go the negative emotions, there would be a simpler & happier day for his wife, client, boss and finally for himself..

Controll of emotions such as greedy, anger, ego, etc.. is the basic thing needed for a simpler and happier life :)

What are some of the most useful skills to know?

Sean is right.  The most useful skill is the ability to express oneself clearly and eloquently.  Usually this means writing well (do not neglect your grammar or your vocabulary!) but speaking is also important (vocabulary again!) and drawing can help too.  If you can move people with your ideas, words or art, you have power that nothing else can provide.

How do I stop hating and getting angry on people and start accepting them as they are ?

If you hate others and you are getting angry too often, the reason is that you actually hate yourself and you are angry on yourself.

Sounds illogical!

How can we hate ourselves?

The fact is that most people hate themselves. Let me list some of the reasons

1. You are overweight and you desire to lose weight. You can’t stop temptation to eat high calorie food in excess quality. You are always cursing yourself after eating.
2. You want to get top position in your college but your mind is always diverted. It does not allow you to concentrate. As a result you perform poorly. You are angry with yourself.
3. You want your dream job but you don’t feel like studying despite all your desires. You curse yourself for it.
4. You have high ideals for yourself. You want to become great like Vivekananda or Narayana Murthy. However, you are driven by your passion and lust, which always spoils all your dream.
5. You love a girl (or a boy), who does not reciprocate your love and repeatedly insult you. However, you are still running after her as you are unable to forget her. You curse your heart for not listening to your mind.

I can list a large number of reasons why we hate ourselves. The cause of this hatred is

• We have conflicting desires which can’t be fulfilled
• We have high ideals that can’t be achieved
• We overestimate our abilities
• We are chasing false goals in life
• You are in a wrong profession
• You are doing something which you don’t want to do
• You are unable to do what you wish to do

All the inner conflict gets reflected in our outer behavior.

When we hate ourselves, we can’t love others.

You can give others only what you have inside.

We hate others to justify our own hatred inside.

Because you don’t want to blame yourself for your problem, you choose other people to be blamed for your problems. You want to have some scapegoat on whom you can throw all your responsibilities.

• You blame the fast food companies for producing harmful foods
• You blame the media for spreading hatred
• You blame your parents for not giving you right guidance and support for your success
• You blame your friends for misguiding you
• You blame your relatives for humiliating you
• You blame your country for not giving you the right opportunities

It does not matter how much you blame them, you can’t solve your problem because the problem is within you and not outside. So you blame them even more and even start hating them since they don’t help you or change as you desire.

You have to take care of your inner contradictions and conflicts to find a peaceful world outside.

Once that is done, you will have peace in your life and you would have no complaints against anyone including yourself.

You will naturally accept people as they are when you accept yourself as you are.

What-are-suggested-books-for-RBI-grade-B-exam

I gave this exam when it was subjective. Now the pattern has been changed and phase 2 has been made objective. Which in my personal opinion is not right step.

I went quickly through some of the questions that were asked in recent objective phase 2. And I believe following sources may be included in the preparation:

1) The Hindu (and not TOI)
2) Business Standard (and not FT)
3) JAIIB and CAIIB books - selective reading as per the syllabus (emphasis on some of the compulsory topics of CAIIB)
4) Governor, Deputy Governors speeches on RBI website.
5) Economic Survey of India and Indian Budget

Above list is not exhaustive.

Go through the RBI website before asking

Economic and social Issues:

Books:

1. Indian Economy: Uma Kapila.(Series of Books)
2. Indian Economy: Mishra Puri. (Latest Edition)
3. Growth And Development: Devraj Ray
4. Sociology: C.N. Shankar Rao

News Papers:

1. Economic Times
2. Hindu
3. Business Standard

Weekly/Monthly Magazines/Bulletins /Reports:

1. Economic and Political Weekly
2. Southern Economist
3. Yojana
4. Business India
5. RBI Bulletins

Reports:

1. World Development Report
2. Economic Survey of India

Finance and Management:
Suggested reference material:

1. An introduction to Economics – A W Stonier and D C Hauge
2. Monetary Theory and Public Policy – Kenneth Kurihara
3. Indian Economy – Mishra and Puri
4. Indian Economy – R. Dutt and KPM Sundaram
5. Economic Growth and Development – Mayer and Baldwin
6. Major economic newspapers and Economic and Political Weekly
7. Public Finance – K K Andley and Sundaram
8. Financial Management – Prasanna Chandra

Economics

Suggested reference material:

1. Microeconomics, Student Value Edition (8th edition) by Robert Pindyck, Daniel Rubinfeld
2. Intermediate Microeconomics : A modern Approach (8th edition) by Hal R. Varian
3. Macroeconomics (2011) by Rudiger Dornbusch, Stanley Fisher, Richard Starz
4. Macroeconomics by N. Gregory Mankiw, (Seventh Edition),
5. International Economics (2013) by Domimick Salvatore
6. International Economics (2011) by Paul Krugman and Maurics Obstfeld
7. International Finance and Open Economy Macroeconomics (1993) by Francisco L. Rivera- Batiz, Luis A. Rivera- Batiz
8. Public Finance in Theory and Practice (1989) by Richard Abel Musgrave and Peggy B. Musgrave
9. The Concise Oxford Companion to Economics in India, Edited by Kaushik Basu & Annemie Maertens
10. Indian Economy since Independence (2014) edited by Uma Kapila
11. Indian Economy : Performance and Policies (2015) edited by Uma Kapila
12. India Development Report (2015) edited by S. Mahendra Dev

Statistics:
Suggested reference material:

1. Atkinson, K.E. (1989): An Introduction to Numerical Analysis, Wiley.
2. Bhat, B.R. (2007): Modern Probability Theory, New Age International.
3. Cochran, William G. (1977): Sampling Techniques. John Wiley and Sons, New York
4. Das, M.N. and N. C. Giri (1986): Design and Analysis of Experiments. Wiley Eastern Ltd.
5. Draper, N.R. and H. Smith (1998): Applied Regression Analysis, John Wiley & Sons.
6. Goon, A.M., M. K. Gupta and B. Dasgupta (2001): Fundamentals of Statistics. (2 Vols.), World Press, Kolkata.
7. Gibbons, J.D. & S. Chakrabarti (2007): Non parametric Statistical Inference, Chapman and Hall.
8. Gupta, S.C. and V. K. Kapoor (2007): Fundamentals of Mathematical Statistics, Sultan Chand and Sons.
9. Gupta, S.C. and V. K. Kapoor (2008): Fundamentals of Applied Statistics, Sultan Chand and Sons.
10. Hollander Myles and Douglas A. Wolfe (2006): Non Parametric Statistical method, Wiley.
11. Kshirsagar, A.M. (1983): A Course in Linear Models Marcel Dekker, New York.
12. Montgomery, D. C. (2008): Design and Analysis of Experiments, John Wiley and Sons.
13. Montgomery, D.C., E. A. Peck and G. G. Vining(2006): Introduction to Linear Regression Analysis, John Wiley and Sons.
14. Murthy, M.N. (1967): Sampling Theory and Methods. Statistical Publishing Society, Kolkata.
15. Rajaraman, V. (2010): Fundamentals of Computers, Prentice-Hall India.
16. Rohatgi, V. K. and A. K. Md. Ehsanes Saleh (2009): An Introduction to Probability and Statistics, John Wiley and Sons.
17. Saxena, H.C. (2005): Finite Differences and Numerical Analysis, S. Chand and Co.
18. Silberschatz, A., H. F. Korth and S. Sudarshan (1997): Database System Concepts, McGraw-Hill.
19. Sinha, P.K. (2010): Computer Fundamentals, University Science Press.
20. Sukhatme, P.V., B. V. Sukhatme, S. Sukhatme and C. Asok (1984): Sampling Theory of Surveys with Applications, Iowa State University Press, Iowa, USA.
21. Swaroop, K., P. K. Gupta and M. M. Singh (1985): Operations Research, Sultan Chand and Sons.
22. Taha, H.A. (1982). Operations Research: An Introduction, Macmillan Publishing Company.

I feel like I missed out by not going to a prestigious university. How do I overcome this?

As I look back on my education, I realize I got a wonderful jump-start at Columbia University.  I also realize that in the 4 years I spent there, I learned a lot.  It probably adds up to about 0.5% of what I know now.

The university is only the beginning of your education.  A great university gives you a great beginning.  But a head-start is less important than endurance. Slow and steady wins the race. If you keep learning, every day, every week, soon whatever you "missed" at the university will fade into nothingness.

When I graduated from Columbia, I was annoyed that the ceremony was not called a graduation, but was called a "commencement".  Hey, I wanted recognition for the four years of work I had struggled through!  

In retrospect, that was exactly the right name.

As you grow older, you'll see many of your friends and colleagues become couch potatoes, with their bodily health and strength gradually going downhill.  Don't let it happen to you.  But far worse, their brains will also go downhill.  Not forced to learn, they will stop learning.  Don't let it happen to you!

Every year of your life, learn more than you did last year.  It gets easier to do this as you get older, because the main thing you learned in college was how to learn. And you can keep getting better at it.

The key to learning is recognizing how much fun it is.  When you enjoy something, you learn without effort.  In college, I had no interest in history, little in world affairs; now those subjects fascinate me.  I find almost all of life fascinating.

Forgive me for ending with a cliche: 
This is the first day of the rest of your life.

Life Lessons: How can I make my life simpler?

I love this Q! Here are my 10 ideas for you:

1. Don't watch TV. It is waste of time and mental energy. Kicking it out will make your life simpler, happier and more productive.
2. Before you organize, ELIMINATE. Everything: clutter, tasks, social obligations, meetings, boring people, meaningless activities. Define what is essential and eliminate ruthlessly.
3. Do 1 thing at a time. It is more difficult than it sounds, but it is proven to be more productive, less stressful and yes, simpler.
4. Track your income and your expenses. Life is much simpler when you are aware of your finances.
5. Make a meal plan and create your shopping list accordingly. Simple action, leads to more saving, healthier eating, less wasted food. And you'll never find yourself wondering what to make for the lunch tomorrow or realize that you don't have anything to bring at your workplace at 8:30.
6. Turn off the notifications on your cell phone. It is so helpful!
7. Write things down. Not just expenses (see #4) but also your thoughts, fears, problems, ideas. When it's on the paper it doesn't occupy your mind.
8. Write To-do list with 3 tasks. Verbarize it- use verbs instead of nouns. (Meaning, instead of writing: Project XYZ, write: create an outline and delegate tasks to person A, B and C for project XYZ). Simple and works!
9. Work slowly, devoted. That is how great work is done, stress is minimal and life simpler.
10. Know thyself. It will help you understand your emotions, change your habits, recognize your triggers, optimize your work. Simply wonderful.

I hope you found this list useful (and simple). Thanks for this great question!

In what ways are the Non-Resident Indians contributing to India?

1. NRIs send $70 billion (Rs. 4.2 lakh crores) every year to India. That is just 25% less than the total Indian government's plan expenditure ($94 billion). In essence, the few NRIs put almost as much money in India as the whole of the Indian central government. Why Does India Beat China In the Remittance Game?
2. It is not just the quantum of money, but the type of it is even more juicy. The remittances are in the form of dollars and thus substantially reducing India's currency risks. 23 years ago, India was practically bankrupt with Manmohan taking whatever little gold India had to London and get the precious dollars. Those dollars are needed to buy crude oil, machinery, vegetable oil etc. NRIs make sure such a dollar shortage never happened after that.
3. NRIs bring the best practices of the rest of the world back home. Gandhi, Nehru, Netaji and Patel were NRIs at one point. Then there were guys like Sam Pitroda who helped India open up. Plenty of my professors in business school often fly back to India to advice the government on various things. For instance, my global strategy professor was a top advisor helping the government on dealing with foreign companies, in the Narasimha Rao period. Plenty of charities like Asha and AID start elsewhere before moving back.
4. Overseas Indians shape foreign policy. This organization - United States India Political Action Committee - relentlessly works to build Indo-US relationships. Back in my college days, I used to volunteer for them and we used to get top ministers & businessmen from India and connect them with top American officials. During the nuclear deal and other big deals, this group spent nights hard working. The office bearers Surabhi and Sanjay with Hillary Clinton. 
5. NRIs help bring tourism. Plenty of NRIs take their US friends back home for weddings or just showing them around. They also help pique people's interest outside. I often act as an overseas tourist guide helping people plan trips ;-)
6. NRIs help non-Indians understand Indian culture in a positive way. I often see weddings with white Americans that happen in Hindu temples. Many Americans have a genuine interest in Indian culture and NRIs help them enjoy it at the comfort of their home. Every US town now has major temples like this. 
7. Finally, overseas Indians bring new business to India. They often take up top assignments in the India offices of major MNCs and help bridge the transition. They help in tech export.

What is the single most effective piece of financial advice you've ever received?

I would mention two advice:

• "A penny saved is a penny earned."                                                                     - Benjamin Franklin
• "Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it."                                 - Albert Einstein

The second one is actually a wonder if you think about it.

What are some small facts that might save your life one day?

If you are in Jungle:-

1. Wild Elephants:- If wild elephant are chasing you, Know that elephants run faster than humans, They can run at 35-40kmph (25mph). Usain Bolt (the fastest man in the world) was clocked at 37.383kmph. Humans cannot outrunelephants.
   So to get rid of Elephants, Run in the lower direction of slope. This is the only way you can outrun them. reach a high point and run towards to low point. Elephants have problem balancing on Downward Slope.
2. Snakes :- If a snake is chasing you, Run in zig-zag way. This magical way is also applicable if you are being chased by other reptiles.
3. Wild Bear (Not applicable if Bear is heavy and big) :- If you find yourself in a tussle with a wild bear, take a long stick in your hands, and hold it with both hands (like in Image below)
   
   Bears attack using their fore-arms, Make them hold the stick by pushing your hands towards the attack.
   
   Basically you have to hold the Bear with your Stick in such a way that Bear is standing on its rear legs
   It is difficult for bear to remain standing on two legs so eventually they will back off.
4. 4. If a Cat (big cats etc.) is behind you and you have no way out then grab a stick form any plant or tree and get ready to push it inside the mouth of the animal. One can easily kill a lion this way.
   
   Edit
   In the worst case (if you don’t have anything like stick etc) you can just push your arm inside throat of the animal to save your life. This trick is killer for any animal.
   Hunter escapes attack by shoving arm down bear's throat
   
   5. Crocodile/Alligator in water, On the land you can avoid crocodile by running in zig-zag, but in water they are most powerful, they can even hold an elephant still, in water. 
   If you are attacked by crocodile in water compose yourself, aim for its eye, and poke hard inside its eyes with your fingers, do it repeatedly until it lets you go. If you are not able to aim its eyes Blow its head with your fist continuously. It will leave you just after a single good poke to its eye.
5. 
   

Can an average student become an IAS officer?

Any average guy can pass IAS provided

1. He/She is totally focused on studies
2. He/She is willing to work very hard
3. He/She is willing to spend a few years for preparation
4. He/She chooses the right optional
5. He/She gets the right guidance
6. He/She gets the right environment where he can study peacefully
7. He/She avoid all diversions during preparation
8. He/She has a positive mindset and optimistic outlook
9. He/She has high motivation to become an IAS officer

How-do-I-reduce-my-tummy-?

Hi there. The first and foremost piece of information that I would like to convey to you is that you cannot spot reduce fat. You will have to work out the complete body to attain what you desire. You have taken the right initial steps to reduce the fat. But if you want to accelerate the fat burning process, I would recommend you to join a gym and do some kind of weight training designed for fat burning. Any plan which involves high intensity workout would be good for you. You can find plenty of such programs on the internet. I recommend weight training because the body continues to burn calories during the recovery time after the workout and hence aids in fat reduction. Other than this here are some tips which you can follow:

1. Drink lots and lots of water. Start your day with 2-3 glasses of warm water (you can add lemon and honey too).

2. Drink green tea and black coffee. They boost your metabolism.

3. Split your meals into smaller portions. Suppose if you eat 3 meals, split the same food into 5 meals at regular intervals. This will boost the metabolism.

4. Try to get your carbohydrates in complex forms.

5. Reduce sugar, fat intake in daily foods. You could also try the "no carbohydrates after 8 rule".

6. When performing cardio, prefer high intensity interval training (HIIT) over normal jogs/running. The idea is to shock the body.

7. Eat more and more greens. They are full of fibers and aid in boosting metabolism.

All the above measures were taken by me when I too was facing the same problem. So they have been tried and tested personally.

Hope this helps.

What should be the daily routine of an IAS aspirant for the UPSC exam 2015? And what is the real routine of famous serious IAS aspirants like Akand Sitra?

I had a friend of mine and here was his routine:

5:00 AM-9:00 AM New topic reading

As we expect morning time to be fresh,hence it’s perfectly justified

9:00 AM to 11:00Am

Reading newspapers by detail. This time also include bathing, breakfast etc

11:00 AM to 3:00 PM

Going coaching institute. He said his professors take him to next level of thinking.

3:00 PM to 5:00 PM

Afternoon nap. He thinks it’s necessary to create buffer for brain in order to grasp concepts.

5:00 PM to 7:00 PM

Gym, racket. This is also necessary to clear the exam. Helps improving concentration.

7:00 PM to 9:00 PM

Further study of two hours.

9:00 PM to 11:00PM

Discussions about current affairs amongst all aspirants. Ways to improve things, brainstorming , dinner etc.

Discipline is the key. He thinks anyone can follow routine quite easily. The syllabus is such that you start perceiving things in life in an all together different manner. International relations, history of world, geography, diplomacy and politics and economic models all converge at one point. Indian philosophy and psychology is stunning.

He says every students should at least work for exam for at least 1-2 years in his lifetime. We might fail in exam but we will be successful in life because the preparation teaches persevance, discipline and our true potential. Learning how to work with such shear hardworking, life seems easy for coming times.

P.S-He is currently an IRS officer.

What is the point of life? Why do people work so hard in life even though they know that nothing they have done or ever will do will remain with them?

Imagine that you have to perform a long distance train journey from Delhi to Mumbai. You have several options to travel.

1: You can travel by Air Conditioned (AC) Tier-I Class where you can sleep comfortably in the night and reach to your destination comfortably reading a few books, surfing the net and listening the music.

2: You can travel by Sleeper compartment, where you can get a berth to sleep but you have to suffer all the noise of the moving train and the hot/cold weather in the night.

3: You can travel by in a ‘unreserved’ general compartment where you may not even get a seat and you have to spend your night standing on foot.

In all the three cases, you start and reach to the same destination exactly at the same time. However, your journey is not the same in all three cases.

Imagine a journey which lasts for 80-100 years.

Given a choice you would like to travel by AC class with all the comfort. However, you have to earn money to buy an AC ticket which would be 5-6 times more than the price of the general class compartment. You have to work hard to earn that money to buy the tickets.

The journey of life is similar to the journey by train.

Everyone is born one day and everyone has to die one day.

What is different is the experience between the life and death.

If your journey is pleasant, life is a joy.

If your journey is unpleasant, life is a torture.

Every person has the right to live his life with joy and avoid torture when he is alive.

How do you know that your life is unorganized?

1. Do you need 5 alarms and phone calls to wake up?

2. Do you find only one sock from each pair and the other is nowhere to be seen?

3. Do you always reach the office/college late?

4. Do you frequently forget a file or document at home that is required the most in that day’s meeting?

5. Do you “forget” to call your parents?

6. Do you need reminders for your parent’s birthdays, anniversary etc.?

7. Do you go to market and think “what did I come for?”

8. Do you set goals for each day and cannot fulfill even half of them?

9. Do you always look tired?

10. Do you spend your free time sliding between channels, watching nothing, because you’re worried about work?

11. Do you always fail to plan a vacation for yourself?

12. Do you drink/smoke to reduce stress?

13. Do you have plenty of free time, but no time for yourself?

14. Do you screw up your relationships?

15. Do you only come up with “nothing” as an answer when you ask yourself at the end of the day, “What did I do today?”

If your answer to most of the question is YES, congratulations! You can call your life unorganized.

What-are-some-of-the-best-random-conversations-you-have-ever-had-with-an-autorickshaw-or-a-taxi-driver

This one is short but deep. Happened in a cab in Chicago around 2006. Was more of an epiphany than a conversation.

I am sitting in front alongside the driver driving on the famous Michigan Avenue towards the loop. He is a black guy in his 50s, wearing a brown hat, and black sunglasses. I could not help noticing how amazingly smooth his driving was, his braking at the stop signs, without being too slow.

As we were cruising swiftly, suddenly a lady stepped onto the road though there was no pedestrian crossing allowed there. (Mind you, this is extremely rare in the US)

I immediately thought - "What the $#$#@%$!! Is she blind?????" And was expecting a reciprocal sarcastic comment from him as well. I can never forget his response.

He quickly and calmly slowed down on time, then regained speed. Smiled and exclaimed.

"Poor lady. She looked lost. Something must be really bothering her today. I hope she feels better soon"

It was like pouring a bucket of cold water on my head. It was the shortest and deepest lesson on how everything is just a matter of perspective. He could have been absolutely right, not just 'too nice'. But I simply reacted out of my negativity. Today whenever I do manage to pause before over-reacting emotionally, I always think that experience has to do something with it.

What is maturity?

A lot has happened in a couple of years.

I wanted to buy an IPhone. I was saving for it for a long time. But then I realized Dad has a dream to buy bullet(because of our studies and expenses, he always neglects his dreams.) . I had saved enough for an iPhone but then I decided to gift dad a bullet from my saving. I'm saving for it. I thought I've put my Parents wishes above mine. I felt I'm matured.

My sister went to a doctor for a checkup with her husband. She got the news, she was pregnant. I was the first one she called. I had a tear drop in my eyes when she said, soon you'll be mamaji (uncle).

I said her, Dad and mom must be very happy? .

she replied, You are the first one to know this.

I asked, why me?

She replied, you might be younger than me but after my marriage, you treat like an elder brother. You're a good listener.

I felt I'm matured.

I had a skullcandy headphone. I was pretty attached to it. My younger brother asked me for it, I gave it to him. I thought , now I value emotions more than the materialistic things. I felt I'm matured.

My mother was cooking and I heard her sneezing. She had cold .I made my mother rest and cooked food for her. I thought I have learned from my mother loving selflessly. I felt I'm matured.

I had a Gf. She was not emotionally stable. She had mood fluctuations. I didn't give upon her. I thought I've learned to be patient. I felt I'm matured.

A friend was going through rough patches in his life. He came to me for seeking advice.I tried giving some advice. They got along well. I thought I value relations.I felt I'm matured.

A friend punched me out of frustration. He left and I was stunned, he was my roommate. He came back, hugged me and said sorry . I left my ego and hugged back. I felt I'm matured.

A while ago, I overtook a car, the stranger yelled at me, I didn't take things personally. I felt I'm matured.

I hope I have written about maturity in this post. If not, you can call meimmature.. :)